2-hr class led by Jaiquan Jordan / PNC Bank, every 4th Monday of the month
Class Contents
Understanding Banking Basics
- What is a bank?
- Why should you use a bank?<
Understanding Checking Accounts
New Account Opening Procedures
Using a Checking Account, Making Transactions, and Paying Expenses
- Writing checks and using bank forms
- Using ATMs and electronic banking
- Using a check card
Staying on Top of Your Account Balance
Reconciling Your Bank Statements
Avoiding Overdrafts
Protecting Your Account
Common Budgeting Challenges
What is a budget? Why do you need a budget?
Making Choices and Decisions: Comparing “Needs Versus Wants”
Four Steps to Creating and Managing a Budge
- Researching Income, Expenses And Spending
- Planning Expenses Across Multiple Pay Periods
- Tracking Your Actual Expenses and Spending
- Evaluating the Difference Between Your Planned and Actual Spending
Budgeting Tools: Expense Tracker and Paycheck Planner
Budget Buster (optional activity)
Wrap up
NOTE: PNC offers an online version of the class at www.pncfoundations.com